About & disclosures

What is PointsDen?

PointsDen is a small independent site that catalogs credit card and bank signup bonuses and ranks them by estimated net value after fees. It’s built for people who want a clear, fee-aware view of current offers — not hype.

Owner: Michael Bergquist. Site: pointsden.com.

Affiliate disclosure

PointsDen may earn a commission when you apply for a product through an affiliate link on this site. That never changes the rankings, which are driven by estimated net value using the published methodology.

Current status: affiliate URL fields are empty. “Issuer page” / apply links point to the issuer’s public product page, not an affiliate redirect.

Advertising & newsletter

Future revenue may include a newsletter (Kit) and display or sponsored placements. Sponsored content, if any, will be clearly labeled. Organic rankings will remain based on the same net-value methodology. The newsletter signup is hidden until Kit is connected.

Not financial advice

Nothing on PointsDen is financial, investment, tax, or credit advice. Offers change, are often personalized, and may be unavailable based on your credit, banking history, or location. Always read the issuer’s official terms before applying. Opening accounts can affect your credit score and banking relationships.

Accuracy

We research public sources and timestamp each offer, but we can miss changes. If something looks wrong, verify on the issuer’s site.